Terms of Use (EULA)

End User License Agreement

This End User License Agreement ("Agreement") is between you and Kayra Labs ("Company," "we," or "us") regarding your use of the Cadig mobile application ("App").

By downloading, installing, or using the App, you agree to be bound by this Agreement. If you do not agree to these terms, do not use the App.

1. License Grant

We grant you a limited, non-exclusive, non-transferable, revocable license to use the App for your personal or business use, subject to the terms of this Agreement.

Restrictions

You may NOT:

• Copy, modify, or distribute the App
• Reverse engineer, decompile, or disassemble the App
• Remove any copyright or proprietary notices
• Use the App for any illegal purpose
• Share your account credentials with others

2. Subscriptions and Auto-Renewable Subscriptions

Available Subscriptions

Cadig offers the following auto-renewable subscription plans:

• Pro Monthly: $9.99 USD per month
• Pro Annual: $99.99 USD per year

What You Get

Pro subscriptions include:

• Unlimited invoices (Free plan limited to 3 per month)
• Removal of PDF watermarks
• Custom branding
• Advanced reporting features
• Priority customer support
• OCR receipt scanning

Payment and Renewal

• Payment will be charged to your Apple ID account at confirmation of purchase
• Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period
• Your account will be charged for renewal within 24 hours prior to the end of the current period
• You can manage subscriptions and turn off auto-renewal in your Apple ID Account Settings after purchase
• The cost of renewal will be the same price as the original subscription unless we notify you of a price change

Free Trial (if offered)

• If a free trial is offered, any unused portion of the trial period will be forfeited when you purchase a subscription
• Free trials are only available to new subscribers

Cancellation

• You can cancel your subscription at any time through your Apple ID Account Settings
• Cancellation takes effect at the end of the current billing period
• No refunds will be provided for partial subscription periods
• Upon cancellation, you will retain Pro features until the end of the current billing period, then revert to Free plan

Refunds

• Refund requests are handled by Apple according to their refund policies
• To request a refund, go to: https://reportaproblem.apple.com/
• Refunds are at Apple's sole discretion

3. User Content and Data

Your Data

• You retain all rights to the invoices, estimates, client data, and other content you create in the App
• We do not claim ownership of your content
• You are responsible for maintaining backups of your data
• We use Supabase for secure data storage with encryption at rest and in transit

Privacy

• Your use of the App is also governed by our Privacy Policy
• View our Privacy Policy at: /privacy
• We comply with Canadian privacy laws including PIPEDA

CRA Compliance

• You are responsible for ensuring your invoices comply with Canada Revenue Agency (CRA) requirements
• The App provides tools to help with compliance (tax calculations, required fields, etc.) but ultimate compliance is your responsibility
• Consult a tax professional for specific questions about your tax obligations

4. Acceptable Use

You agree to use the App only for lawful business purposes. You will NOT:

• Use the App to create fraudulent invoices or documents
• Violate any applicable laws or regulations
• Infringe on intellectual property rights of others
• Upload malicious code or viruses
• Attempt to gain unauthorized access to our systems
• Use the App to spam, harass, or abuse others
• Impersonate any person or entity

5. Intellectual Property

Our Rights

• The App, including all content, features, and functionality, is owned by Kayra Labs
• All trademarks, logos, and service marks are our property or our licensors
• Nothing in this Agreement transfers any ownership rights to you

Feedback

If you provide feedback or suggestions about the App, we may use them without any obligation to you

6. Third-Party Services

The App integrates with third-party services:

• Supabase: Database and authentication
• RevenueCat: Subscription management
• Apple App Store: Payment processing

Your use of these services is subject to their respective terms and privacy policies.

7. Disclaimers and Limitation of Liability

No Warranty

THE APP IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

WE DO NOT WARRANT THAT:

• The App will be error-free or uninterrupted
• Defects will be corrected
• The App is free of viruses or harmful components
• Results obtained from the App will be accurate or reliable

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or use
• Business interruption
• Any damages resulting from unauthorized access to your data

OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE APP IN THE 12 MONTHS PRECEDING THE CLAIM, OR $100 CAD, WHICHEVER IS GREATER.

Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from:

• Your use of the App
• Your violation of this Agreement
• Your violation of any law or rights of third parties

8. Termination

By You

• You may stop using the App at any time
• To delete your account, go to Settings → Delete Account in the App
• Account deletion is permanent and cannot be undone

By Us

We may suspend or terminate your access if you:

• Violate this Agreement
• Engage in fraudulent or illegal activity
• Abuse the App or our support team
• Fail to pay applicable fees

Upon termination:

• Your license to use the App ends immediately
• We may delete your data after 30 days
• You remain responsible for any fees owed

9. Changes to Terms

• We may update this Agreement from time to time
• We will notify you of material changes via the App or email
• Continued use after changes constitutes acceptance
• If you don't agree to changes, you must stop using the App

10. Governing Law

• This Agreement is governed by the laws of Ontario, Canada
• Any disputes shall be resolved in the courts of Ontario
• If any provision is found invalid, the remaining provisions remain in effect

11. Contact Information

For questions about this Agreement, contact us at:

12. Additional Terms for Apple App Store

If you downloaded the App from the Apple App Store, the following additional terms apply:

Apple as Third-Party Beneficiary

• Apple is a third-party beneficiary of this Agreement
• Apple has the right to enforce this Agreement against you
• This Agreement is between you and Kayra Labs, not Apple

Apple's Responsibilities

• Apple has no obligation to provide maintenance or support
• All claims regarding the App should be directed to Kayra Labs, not Apple
• Apple is not responsible for addressing any claims you may have

Intellectual Property Claims

In the event of any third-party claim that the App infringes intellectual property rights:

• Kayra Labs, not Apple, is responsible for investigation and defense
• Apple has no obligation or liability regarding such claims

Legal Compliance

You represent that:

• You are not located in a country subject to a U.S. Government embargo
• You are not on any U.S. Government list of prohibited or restricted parties

Third-Party Terms

You must comply with applicable third-party terms when using the App (e.g., wireless data service agreements)

13. Entire Agreement

This Agreement, together with our Privacy Policy, constitutes the entire agreement between you and Kayra Labs regarding the App and supersedes all prior agreements and understandings.